What’s your Money StoryTypes™?

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Firm 1.1

Firm 1.2

Firm 2

Hands off 1.1

Hands off 1.2

Hands off 2

Permissive 1.1

Permissive 1.2

Permissive 2

Balanced 1.1

Balanced 1.2

Balanced 2

Connection / Communication

Values

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Questions and Answers

I often convince myself I’ll use something I buy but then never do.*

Yes, that's me
I only really buy things I need
Not for myself, but I often buy things for others, sometimes only to find out they don't need or want it

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I hide my money problems. I’ll continue to spend to hide the problem*

Yes, no one really knows the true extent...
No, that's not me
I try to hide it but I think it's probably obvious

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I like having the latest things: I always know when I’m due a phone upgrade and get it right away!*

Did you know the latest Apple iPhone is due for release soon... Just saying...
Not at all, I'm happy to make do with what I have
Who cares what everyone else is doing? I check out the features and then decide if I need them...

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You only live once… Why not spend the money I have as it may be gone tomorrow…*

Absolutely!
I don't have this view
I wish I could live life this way!

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I think money corrupts people.*

I totally agree with this
Not always...
No way, money is just a tool!

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I am always thinking of ways to help or spending money to help other people, even if they haven’t asked.*

Not me
Oh yes, I do like to help out!
Not if they haven't asked

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I often regret money I’ve spent or how much I’ve spent.*

Yes, I have lots of money regrets
Yes, if it goes against the plans I made
No regrets. Mistakes are a learning opportunity
It is what it is. Things usually work out in the end

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I spend a lot of money on birthdays and Christmas on gifts for people*

Yes, loads!
I don't plan to, but then I see lovely things I just know others will love!
I have a strict plan and I try to stick to it
I leave the gifts to someone else; my presence is my present!

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I’ve often had to pay fees and surcharges because I’ve forgotten or not been able to pay a bill on time*

Yes
Never! The shame...
I can't forget, all my payments are automated
It's happened to me once or twice

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I often go without so that I can spend on other people*

Sometimes or more often than not
Yes, but it often bothers me that I could be saving more
Not at all. Rather than helping out financially, I prefer to give people my advice on how they can raise the finances they need.

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I will easily pick something up I see when I’m out for someone else, but think for a long time if I see something I want for myself*

This is so me!
No. If I want it I get it!
If it's really needed then I'll buy it

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I almost always offer to pay the bill when I go out to eat: “It’s on me!”*

Of course!
No, we split the bill.
I'd love to, but probably couldn't afford to

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Receiving gifts or help (especially financial help) feels very awkward for me*

It used to, but I'm used to it now
Yes. I can provide for myself and I want others to know that
I love to look after others, I don't want anything in return
No, I love to receive gifts!

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I wouldn’t want to have more money or nicer things than my friends or family - I’d feel so bad!*

This is definitely me
Why would I feel bad? They could have more money if they really wanted to
No. I'd be over the moon to have more money!

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I’ve often thought about all the people I would help if I won the lottery!*

Me. I would help me!
Just imagine the good you could do with all that money!
I'd be over the moon to have more money or share it with them

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When someone helps me or shows me a kindness, I feel I owe them in return. I go over and above to return the ‘favour’*

Yes, this is definitely me
Not really... should I?
Not at all. It was their choice.

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Money shouldn't be a motivator. Service is the motivator. I resent money's importance in the world - it’s irrelevant to a happy life*

I completely agree with this
Perhaps, but money makes the world go round
Money isn't a motivator, it's a tool. What I can do with money motivates me

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I plan money meticulously and carefully.*

Yes, that's me
I definitely have a plan, but I'm happy to change it if I need to
That's definitely not me!

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I don’t like to give gifts that people might think are cheap*

That's me, and I often spend far too much to make sure
It's the thought that counts
I don't want others to think I'm cheap... But I won't blow my budget

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I know all the fine details about my (our) finances. What comes in and goes out every month.*

Of course!
I avoid looking too deeply into my finances

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I’m very clear on the difference between what I need and what I want.*

Yes, but sometimes I slip up
Yes, but what I want is often what I need, especially if it’s for my future.
Not really, I buy what I want and worry about the consequences later!

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I get really cross with myself if I don’t stick to my financial plan*

Yes!
No, my financial plan is designed to be fluid
What financial plan?
A little, but if I know what I've spent will make someone happy I just can't resist

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I feel that people will like me more if I am generous with my money*

I feel this way
I don't really feel like this
If people think like that, that's on them

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When I go shopping I feel like I have to come home with something*

That's me...
I don't feel that way
I do like to pick up something nice for friends or family

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I don’t like waiting for things I want. Perhaps taking out a loan or buying it on credit.*

Yes
No way!
I probably would wait if it was for myself. But if someone else was in need I would certainly consider it.

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Something breaks or an emergency comes up? Not a problem, there’s a pot of money for that!*

That's me!
No, I live in fear of this happening
No, but I always say "something will come up"

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Before I go out to shop I know exactly what I’m going for and don’t deviate from it. I hate it when sales assistants try to sell me extras!*

Yes, that's so annoying
I do have a plan, but sometimes I will get extra items
I'm a sucker for an upsell!
I'll often grab little extras for others, but not for myself
I rarely have the money for extras

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I spend a lot of time considering things before I actually buy them. I’ll often do some research beforehand, even if it only saves me a few pence or pounds!*

Yes, I always search for the best deal
To an extent, but only if the saving is significant enough to warrant my time
No, I often get annoyed because I spot better deals AFTER I've purchased

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I like to keep my money easily accessible just in case*

Of course
No, I have long term and short term money
All my money is in my bank account

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I keep track of my money. I know how much I have right now, how much is coming in, how much is going out, and when*

Yes, I have a spreadsheet or other tracking methods
Not really
I just keep track in my head as best as possible

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I often feel guilty spending money*

Yes I feel guilty spending on myself
Not at all
I usually feel guilty after a spontaneous purchase

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It would be amazing to win or inherit lots of money… I’d have to get someone else to look after it though, or else it would all disappear!*

This is so me!
I know exactly what I'd do with a big win
I would definitely give lots to help others

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I don’t like to negotiate, bargain, haggle, or ask for more. It’s a lot of effort and feels a bit awkward!*

Yes, the price is the price. If I can afford it, that's great.
Negotiating is perfectly acceptable
I almost always try to haggle for a better price!

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If I’m low on money, I think something will come up, it always does!*

Yes, that's true!
I know that I can ask friends or family if I really need to
No, and this is why I have a robust plan
I can always MAKE more money

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I think most people manage money better than I can.*

Totally agree with this
Not at all. I actually think I'm better than most people with money
I wish I could manage money better than I do

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I spend time and energy researching where to keep my money in order to get the best return from it.*

Absolutely. Time well spent
I don't have any savings or investments

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I am always on the lookout for ways to have money work for me rather than working for money.*

Yes, and I will invest in them if they seem a good fit
Yes, but I rarely invest - too risky!
I'm always on the lookout for more money...

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I keep track of my money and move it around when I need to. I know how much I want my money to grow, and will make adjustments to my plan if need be to maximise that growth*

I don't move my money around, that's way too risky
Of course!
This is foreign to me

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When I make a purchase, I think about how the purchase will add to my life either in the present or the future*

It just makes sense
I consider if it is a need or a want
I do this, but for others rather than myself
No, if something catches my eye I just have to have it

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I try to automate my money as much as possible. I have lots of money apps and tools that I use regularly.*

Yes, that's me
I have one or two trusty tools I always use
Sometimes I check my online banking...

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Final Details*

One final step before we email you through your PDF report which includes:

Your Money StoryTypes™ scores
What your results mean for you
Practical toolkit to help

Your personalised report will be emailed to you along with relevant tips supporting your score. By submitting your email, you agree to receive your quiz results and occasional updates and emails from The Money Panel Ltd. You can unsubscribe at any time. View our Privacy Policy

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Perosnality Type Low

Perosnality Type High

Perosnality Type 1 Count

Perosnality Type 2 Count

Perosnality Type 3 Count

Perosnality Type 4 Count

Perosnality Type 5 Count

Total Question

Percent Perosnality All Type

Identify the lowest topic number

Do not edit me.

Showing the {N} lowest Key Areas of Improvement

LOWEST(N) ~> LOWEST(2)
HIGHEST(N) ~> HIGHEST(2)
AND Check to is Total number of Highest / Lowest keys wanted to show on Appearance tab

OR: use MIN / MAX and check to is Identify the lowest topic number on Appearance tab

1 yes most

2 yes most

3 yes most

4 yes most

5 yes most

Impulsive General Feddback

Enabler General Feddback

Architect General Feddback

You have a Hands Off Parent StyleFrom your answers, it appears you adopt a Passive and Absentee approach to parenting. This is not as harsh as it sounds, but is less than ideal. You probably feel overwhelmed, lead a very busy life, and end up prioritising your own needs, as you believe children learn by doing it themselves.You may inadvertently end up neglecting your child’s physical and emotional needs and appear disengaged as a parent. You may find yourself thinking “Do what you want, as long as you leave me in peace to do my work.” This can be damaging to a child’s emotional development and self-esteem, so you need to consider becoming more involved in your child's life, above and beyond just fulfilling the basic duties expected of you.What you do well:You love your child and believe competence breeds confidence.You place a high value on independence and self-reliance.You strongly beleive in the importance of a child thinking and acting for themselves.

Pacifist General Feddback

Key Area 1

Impulsive1. Don’t focus on the negative When your child doesn’t listen to you it’s easy to nag, repeat, remind and criticise which puts our attention in the wrong place. This is called the negativity bias and you need to notice and comment when the children are doing the right thing. This is a much more effective way of getting cooperation than focusing on negative behaviour.Create a more nurturing and warm atmosphere by verbally expressing your love for your child through descriptive praise and affection.2. Deliver relevant and meaningful consequences Positive discipline, delivered calmly, is designed to help your children learn how to behave without lowering their self-esteem. Using the naughty step is counterproductive and doesn’t enable your child to learn from his mistakes. It’s a form of punishment that’s often delivered in anger, judgement and criticism and makes a child feel bad. No learning takes place and often leads to more misbehaviour.Depending on what rule is broken, make sure the consequence is relevant and meaningful to the misbehaviour so that every mistake is a teaching opportunity. Otherwise you will find your child may become more rebellious and resentful.3. Be an Emotion Coach for your childHow your child feels, influences how they behave. All behaviour has a cause and an emotion is often at the root of it. You can help your children understand and manage their emotions, by accepting all their feelings are valid. Your child then becomes more emotionally intelligent and more emotionally regulated.Name the feelings to tame them e.g. “You look really sad/ frustrated/ angry just now” or “It sounds like you are really upset about that”.So, listen and validate your child’s feelings, even though you may not agree. This helps keep the lines of communication open.

Key Area 2

Enabler1. Support your children to be more independent and self-reliantSelf-reliant children are able to do things for themselves, including their own thinking, problem-solving and managing their emotions. If you do too much for your children, they develop learned helplessness and a sense of entitlement, lose confidence and become risk-averse.Don’t automatically answer your child’s questions. Instead, encourage them to work it out or say “Take a guess.” If your child says “Do I have to clear up my toys now?” you can reply “What’s the rule about that” or “What do you think.” But don’t be tempted to tidy up the toys for them, because it’s quicker and easier.So, think about what tasks around the house you can give to your child, to help them be more independent in action and thought and more self-reliant. Remember competence breeds confidence. 2. Values are caught not taughtWork out what’s important to you, the strongly held beliefs that guide you. These are your values. These give you a clear vision of how you want your family to be, so you can create family rules. Children learn our values or behaviours when we practice them, not from being told. Children see, children do.Sit down with your family and explore what makes “Our Family way of life”. Create a family mission statement about the things that are important to you and from that create rules.E.g.  If family togetherness is important then a rule may be “Leave electronics in the drop zone at meal time.” So, actively work out what your values are so you can create clear rules.3. Be firm with your boundaries and consequences Agree rules between parents, and given consistency is important, there may need to be some compromise. Demonstrate that actions have consequences without punishment, disapproval or threats, as this helps children learn to take responsibility for their behaviour.Ask the children – what rule do we need here? Frame the rules positively e.g. “Scooters outside”, is more effective than “no scooters inside” as our brains can’t visualise negatives. Be specific, so not “be polite”, but “please ask before you leave the table”. When children follow the rule acknowledge that, and when they don’t, know your consequence, e.g a privilege that hasn’t been earned.So, actively provide more positive discipline and be firmer and more consistent in setting your boundaries.

Key Area 3

Architect1. Provide warmth and loveFocus on what they’re getting right, and start to notice and mention small steps in the right direction. Identify the quality shown by the behaviour. Acknowledge effort, improvement and strategies, not results. According to the Gottman Institute, we need to hear 5 positives for each negative comment in order to build a good relationship between parent and child. Positive comments also help children feel good and be motivated and foster a healthy self-esteem. So, keep a notebook for your child dedicated to recording what you notice in terms of the effort, attitude, qualities and write 5 Descriptive Praises (DPs) for your children each day, and read it back to them. Watch their self-esteem grow.2. Express interest and get involved in your child’s life.Demonstrate curiosity about your child’s passions. Ask them to teach you how to play a game, whether electronic or otherwise. Go to school events and matches. Show an interest in what they’re learning at school.Ask open-ended questions to find out about their interests, beliefs and feelings. Try conversation starters like table topics.So, you may need to schedule some regular time to just hang out with your child one on one. If it’s not in the diary it’s unlikely to happen.3. Connect and communicate by listening more.Help your child feel more connected to you, by supporting them to understand and manage their emotions.When children are angry, disappointed or jealous it is tempting to dismiss, ignore, advise or try to change how they feel in order to change their behaviour, or because we feel validating their feelings may be indulging them. We need to accept their feelings first, so we can help them process those feelings.So, make time to listen and acknowledge what your children are saying and feeling?

Key Area 4

Pacifist1. Keep assessing your child’s temperament and needsYou’re doing a great job, and just keep being mindful to knowing your child’s temperament.Temperament is that range of in-built traits that define how your children interact with the world. Understanding and accepting your child’s make up, allows you to provide more effectively for his needs. We can’t change their temperament, but we can help them develop better responses.So, keep checking that you understand their temperament and their needs at each age and stage of development.2. Expand your warmth and love with the Golden BookFocus on what they are getting right, and start to notice and mention small steps in the right direction. Identify the quality shown by the behaviour. Acknowledge effort, improvement and strategies, not results. According to the Gottman Institute, we need to hear 5 positives for each negative comment in order to build a good relationship between parent and child. Positive comments also help children feel good and be motivated and foster a healthy self-esteem. So, keep a notebook for your child dedicated to recording what you notice in terms of the effort, attitude, qualities and write 5  Descriptive Praises (DPs) for your children each day. Make it a daily ritual to read it through with your child at bedtime, and if you have a teen, still keep the notebook and leave it lying in a common area for them to look at.3. Practice radical self-care as you are the most important resource for your family.Your physical, intellectual, social and emotional wellbeing forms the foundation for a happy family. Taking care of yourself, and your couple relationship, is not being selfish or self-indulgent. It is your responsibility to ensure you are in a calm space to allow you to parent in a calm, connected way. So, compare yourself to a bank account and make emotional deposits in order to keep yourself from becoming emotionally spent. Micro moments can have macro impact.

Call to Action 1

So having taken the quiz, and listened to your personalised video, it may be you're already practising positive parenting, and my report confirms that you're on the right track, or you may be a little intrigued about the world of positive parenting, and the impact it can have on your children.If you've just signed up to my email list, I'll be sharing with you over the next few days some more ideas and parenting tips. If this is not for you, then please feel free to unsubscribe, but I hope you find the tips useful.In the meantime your results indicate you could do something to work on your parenting style, that wouldn’t take up too much time. I suggest you check out my<a href="https://the-parent-practice.teachable.com/p/30-days-to-positive-parenting-new-look"> 30 DAYS TO POSITIVE PARENTING COURSE.</a>For an investment of just £3 a day ( the price of a cup of coffee) less than 5 minutes of your time, you’ll receive a daily video with a life changing parenting tip. It’s achievable yet effective, designed for busy parents just like you, who want to change their parenting style with pragmatic tips and bitesize exercises  - simple but impactful.Curious?Then click on the button below to find out more. I hope you enjoy my parenting tips.

Call to Action 2

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Overall Current Percentage

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E.g. Total of 6 questions is 4x6 = "24". Total of 8 questions is 4x8 = "32". etc

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